https://www.kkfp.co/blog-3 daily 0.75 2025-11-14 https://www.kkfp.co/blog-3/free-time-gender-gap monthly 0.5 2025-11-14 https://www.kkfp.co/blog-3/hidden-fees-low-cost-investing monthly 0.5 2024-02-01 https://images.squarespace-cdn.com/content/v1/62179bae04f5ef04af89f5a8/7b72b97f-5dc0-4cce-bd25-045eeac3e99e/KKFP-MarketIndex-1000x667.jpg BLOG - Why I Don’t Buy Traditional “Low-Cost” Index Funds - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.kkfp.co/blog-3/taxes-comp-mix monthly 0.5 2023-09-29 https://images.squarespace-cdn.com/content/v1/62179bae04f5ef04af89f5a8/07f3dcc1-13af-4e9a-badd-4a93183d825d/KKFP-CompensationMix-1000x667.jpg BLOG - [GUEST POST] Why Your Compensation Mix Matters For Taxes - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/62179bae04f5ef04af89f5a8/e83dd6fa-1654-4d4f-9bbc-ac8fff1b0970/Table1.jpg BLOG - [GUEST POST] Why Your Compensation Mix Matters For Taxes - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/62179bae04f5ef04af89f5a8/43d10e72-7ccd-41cc-9f67-212f020a9e0e/Table2.jpg BLOG - [GUEST POST] Why Your Compensation Mix Matters For Taxes - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.kkfp.co/blog-3/adult-gap-year monthly 0.5 2023-09-29 https://images.squarespace-cdn.com/content/v1/62179bae04f5ef04af89f5a8/5c59eb4e-35ab-447e-86f9-98b526cdc8f4/KKFP-AdultGapYear-1000x667.jpg BLOG - [GUEST POST] The Case for the “Adult Gap Year” Plus 6 Financial Steps to Take Before Embarking On Your Own - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/62179bae04f5ef04af89f5a8/a90db314-5b4d-439c-8704-566b25d4ad26/KKFP-AdultGapYearPhoto-1000x667-Photos.jpg BLOG - [GUEST POST] The Case for the “Adult Gap Year” Plus 6 Financial Steps to Take Before Embarking On Your Own - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.kkfp.co/blog-3/letters-to-l-and-c-1-year monthly 0.5 2023-05-30 https://images.squarespace-cdn.com/content/v1/62179bae04f5ef04af89f5a8/f113b38f-c8ec-4d4d-9d8b-442604236a83/KKFP-Reflecting1Year-1000x667.jpg BLOG - Letters to L + C: Reflecting on 1 Year of KKFP - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.kkfp.co/blog-3/the-memory-dividend monthly 0.5 2023-06-27 https://images.squarespace-cdn.com/content/v1/62179bae04f5ef04af89f5a8/d74e470b-4789-4945-b2e9-a34e9485bcb5/KKFP-MemoryDividend-1000x667.jpg BLOG - The Memory Dividend: Why the Payoff From an Investment Doesn’t Have to be Financial - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.kkfp.co/blog-3/rsu-vs-cash-bonus monthly 0.5 2025-11-07 https://www.kkfp.co/blog-3/good-year-to-start-investing monthly 0.5 2024-01-31 https://images.squarespace-cdn.com/content/v1/62179bae04f5ef04af89f5a8/a7d0ef09-3aef-4acc-b6f7-b73cd6842999/KKFP-StockMarketReturn-1000x667.jpg BLOG - Is It A Good Year to Start Investing? - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/62179bae04f5ef04af89f5a8/077addfe-e9a1-4a30-8c66-04d6a8efb0d3/KKFP-StockMarketReturn-graph.jpg BLOG - Is It A Good Year to Start Investing? - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.kkfp.co/blog-3/letters-to-l-and-c-money-values monthly 0.5 2023-05-23 https://www.kkfp.co/blog-3/employee-benefits-case-study monthly 0.5 2022-12-02 https://www.kkfp.co/blog-3/jobs-for-hiring-a-financial-advisor monthly 0.5 2022-12-02 https://www.kkfp.co/blog-3/the-family-bank monthly 0.5 2022-12-02 https://images.squarespace-cdn.com/content/v1/62179bae04f5ef04af89f5a8/257fe5eb-ec24-4c6e-920f-0414d7165f25/Family+Bank+Spend+Save+Give+Jars+Blog+Post.jpg BLOG - The Family Bank: How to Start Teaching Young Kids About Money - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.kkfp.co/blog-3/cash-flow-for-couples monthly 0.5 2022-12-05 https://images.squarespace-cdn.com/content/v1/62179bae04f5ef04af89f5a8/a585a626-474e-48af-bf4c-d2d59d4a7f84/YoursMineOursCashFlowForCouples.jpg BLOG - Cash Flow for Couples: A Simple Framework for Combining and Managing Your Finances - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.kkfp.co/blog-3/five-investment-principles monthly 0.5 2022-12-29 https://images.squarespace-cdn.com/content/v1/62179bae04f5ef04af89f5a8/d79d97bb-3177-4f17-b0e0-e86779879d20/KKFP_Emotions_of_Investing.jpg BLOG - 5 Investment Principles to Manage Your Stock Market Anxiety - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.kkfp.co/blog-3/letters-to-l-and-c-why-mom-quit-corporate-job monthly 0.5 2023-04-27 https://images.squarespace-cdn.com/content/v1/62179bae04f5ef04af89f5a8/8ad26f5d-b547-4b69-9c86-0dccf0c7f269/Kelly_Klingaman_Blog.jpg BLOG - Letters to L + C: Why Mom Quit Her Corporate Job - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.kkfp.co/blog-3/category/Charitable+Giving monthly 0.5 https://www.kkfp.co/blog-3/category/Women+and+Wealth monthly 0.5 https://www.kkfp.co/blog-3/category/Investing monthly 0.5 https://www.kkfp.co/blog-3/category/Financial+Planning monthly 0.5 https://www.kkfp.co/blog-3/category/Spending+and+Saving monthly 0.5 https://www.kkfp.co/blog-3/category/Stock+Compensation monthly 0.5 https://www.kkfp.co/blog-3/category/Family+Finances monthly 0.5 https://www.kkfp.co/blog-3/category/Housing monthly 0.5 https://www.kkfp.co/blog-3/category/Employee+Benefits+and+401%28k%29 monthly 0.5 https://www.kkfp.co/blog-3/category/Professional+Women monthly 0.5 https://www.kkfp.co/blog-3/tag/Charitable+Giving monthly 0.5 https://www.kkfp.co/blog-3/tag/Women+and+Wealth monthly 0.5 https://www.kkfp.co/blog-3/tag/Investing monthly 0.5 https://www.kkfp.co/blog-3/tag/Financial+Planning monthly 0.5 https://www.kkfp.co/blog-3/tag/Spending+and+Saving monthly 0.5 https://www.kkfp.co/blog-3/tag/Stock+Compensation monthly 0.5 https://www.kkfp.co/blog-3/tag/Family+Finances monthly 0.5 https://www.kkfp.co/blog-3/tag/Employee+Benefits+and+401%28k%29 monthly 0.5 https://www.kkfp.co/blog-3/tag/Professional+Women monthly 0.5 https://www.kkfp.co/home daily 1.0 2026-03-08 https://images.squarespace-cdn.com/content/v1/62179bae04f5ef04af89f5a8/1645726268291-OR7QC5HH7YUS5GM8AQOQ/KKFP_Icon_1.png Home https://images.squarespace-cdn.com/content/v1/62179bae04f5ef04af89f5a8/1645726280677-PKNO6D1BW3APN22XCK3H/KKFP_Icon_2.png Home https://images.squarespace-cdn.com/content/v1/62179bae04f5ef04af89f5a8/1645726313334-COWKZHXUTYKPZPIPQEKW/KKFP_Icon_3.png Home https://images.squarespace-cdn.com/content/v1/62179bae04f5ef04af89f5a8/1a4c69e1-f151-45f2-b067-eb7b8d675a77/BusinessInsider.png Home https://images.squarespace-cdn.com/content/v1/62179bae04f5ef04af89f5a8/dc6511cd-00fc-4163-81b5-77932867be3c/FinancialPlanning.png Home https://images.squarespace-cdn.com/content/v1/62179bae04f5ef04af89f5a8/8f8db0c7-6069-45ba-88aa-dc19cab9d9ff/GoBankingRates.png Home https://images.squarespace-cdn.com/content/v1/62179bae04f5ef04af89f5a8/c8708bdc-8419-433f-bb9c-1b9a168b4340/InvestorsBusinessDaily.png Home https://images.squarespace-cdn.com/content/v1/62179bae04f5ef04af89f5a8/029b8d4e-cef7-421f-a184-d9aab3e08cf4/MarketWatch.png Home https://images.squarespace-cdn.com/content/v1/62179bae04f5ef04af89f5a8/fa77b4cd-9cc3-4f54-839d-ae63c1c379fe/Medium.png Home https://images.squarespace-cdn.com/content/v1/62179bae04f5ef04af89f5a8/3cc273ea-7e1c-4a73-b337-4a5433fa4b3f/MSN.png Home https://images.squarespace-cdn.com/content/v1/62179bae04f5ef04af89f5a8/a874a669-dd6c-49f9-8d6c-e8abe22cd98f/NerdWallet.png Home https://images.squarespace-cdn.com/content/v1/62179bae04f5ef04af89f5a8/8c1ffd38-b331-48db-bf6b-0fee6e5dd3c9/NextAdvisor.png Home https://images.squarespace-cdn.com/content/v1/62179bae04f5ef04af89f5a8/2b29ef37-b19a-4fdd-af6c-95ab38a33e8a/ThinkAdvisor.png Home https://images.squarespace-cdn.com/content/v1/62179bae04f5ef04af89f5a8/d839a5ef-408f-436b-8bd3-ccd9a7c2bf39/WallStreetJournal.png Home https://images.squarespace-cdn.com/content/v1/62179bae04f5ef04af89f5a8/d624e648-37f1-4288-877d-dba698e2ca9c/Kelly_Klingaman_Financial_Planner_for_Women.png Home - Hi there, I’m Kelly Financial advisor for high-achieving professional women and their families, particularly those women in their early to mid-career working in the finance and tech industries. You’ve got a busy and complex life. Let me help you take control and gain financial peace of mind. https://images.squarespace-cdn.com/content/v1/62179bae04f5ef04af89f5a8/1cb2e7c7-bd87-419b-a657-0b4596df4ddc/Finance_Professional_Women.png Home - Does this sound familiar? ✦ You lack the accountability and guidance to focus on your financial health amidst the demands of a successful career and busy home life. ✦ You’re seeking clarity around a growing list of money questions, but the help from friends, family or the internet has left you in analysis paralysis instead. ✦ You’ve built a great foundation for wealth and you’re making a competitive salary, but what are you missing and how do you prioritize your financial to-do list? ✦ You want to feel connected with your partner when it comes to money, especially around aligning how you use your financial resources to live your ideal lives. ✦ You’re searching for other trusted professionals like a CPA, an attorney, an insurance broker, and even a broader community of professional women in your industry to expand your network. https://images.squarespace-cdn.com/content/v1/62179bae04f5ef04af89f5a8/93fd3fc0-9fd0-4605-ad39-28910caedf13/KKFP_Clipboard_Blue.png Home - HOW WE CAN WORK TOGETHER: Ongoing Financial Planning with Investment Management https://images.squarespace-cdn.com/content/v1/62179bae04f5ef04af89f5a8/181e3518-04f0-4fd7-85e0-8031e636d45c/Kelly_klingaman_Personal_Finance_Planner.png Home - Kelly Klingaman, CFP®, RLP® Drawing from my own experience as a sales professional in investment management, I founded KKFP to focus on the financial, career and personal needs of women, especially those facing additional workplace challenges within male-dominated industries like finance and tech. I understand you’re juggling a lot and it’s my intent to help you make sense of it all. I’ll partner with you to create a strategic vision for using your financial resources effectively. You’ll rest easy and enjoy living in the moment knowing we’re planning for your future well-being too. https://www.kkfp.co/about daily 0.75 2024-05-14 https://images.squarespace-cdn.com/content/v1/5ec321c2af33de48734cc929/1618497259178-6XJGK9GR6YAVBQL5L519/20140301_Trade-151_012-2.jpg ABOUT https://images.squarespace-cdn.com/content/v1/5ec321c2af33de48734cc929/1607694583486-2PQT0LQ193RL7MCB6DX4/20140228_Trade+151_0046.jpg ABOUT https://images.squarespace-cdn.com/content/v1/5ec321c2af33de48734cc929/1607694644871-IC85FNH781UNZSZEGHDR/Aro+Ha_0428.jpg ABOUT https://images.squarespace-cdn.com/content/v1/5ec321c2af33de48734cc929/1618497259178-6XJGK9GR6YAVBQL5L519/20140301_Trade-151_012-2.jpg ABOUT https://images.squarespace-cdn.com/content/v1/5ec321c2af33de48734cc929/1607694583486-2PQT0LQ193RL7MCB6DX4/20140228_Trade+151_0046.jpg ABOUT https://images.squarespace-cdn.com/content/v1/62179bae04f5ef04af89f5a8/b92fdddc-9dcf-46d4-bc95-15283a857aeb/Asset+3-min.png ABOUT https://images.squarespace-cdn.com/content/v1/62179bae04f5ef04af89f5a8/95d45cf0-d2e8-4078-a974-00abdfa10f26/Kelly_Klingaman_About_You.png ABOUT - About You Professional women are juggling a lot, especially those of us who are part of a dual-career household. Then there is the prospect of researching and understanding how to handle your financial life. Believe me, I understand why you might avoid it altogether. You deserve guidance from someone that understands what a day in your life feels like, who can help you one financial action step at a time. Together we can reframe your money mindset and position your financial strategy as the key to achieving your most fulfilled life. https://images.squarespace-cdn.com/content/v1/62179bae04f5ef04af89f5a8/d5ee6fa8-3827-417e-b16c-cc6dacc64ae4/Meet_Kelly_Klingaman.png ABOUT - Kelly’s Story My earliest money memories date back to elementary school when my mom helped me open my first savings account. As a structural engineer in the offshore industry, she loved math - I’d like to think this was her way of encouraging me to have an early interest in numbers too. My mom was a high-achieving professional, one of very few women in her field of work, and her example gave me a sense of empowerment around using money as a tool and forging a path to cultivate my own financial resources. I went on to receive my BBA in Finance from the University of Texas McCombs School of Business. While finishing my degree, I got the chance to intern with Dimensional Fund Advisors, a large asset manager whose approach to investing relies on the power of markets instead of attempting to guess where stock and bond prices are going next. I spent nearly 12 years at Dimensional building my professional career, most recently as a Regional Director and Vice President in the sales group. https://images.squarespace-cdn.com/content/v1/62179bae04f5ef04af89f5a8/78f5ebc5-b9eb-41c3-81bd-167418db37ee/KKFP+Website+Icon.png ABOUT - Through charitable contributions and volunteer work, I hope to aid in closing the gender and racial wealth gaps over time. Here are a few causes I support: ✦ Young Women’s Preparatory Network, a group that starts and supports all-girls college prep public schools in underserved communities across the state of Texas ✦ Girls Who Invest education programs, dedicated to increasing the number of women in the asset management industry at large ✦ BLX Internship program for aspiring Black and Latinx financial planners https://images.squarespace-cdn.com/content/v1/62179bae04f5ef04af89f5a8/1647829091168-VXZBZ2LAPQU7S2HVHILE/Altruist-wordmark-white-min.png ABOUT https://images.squarespace-cdn.com/content/v1/62179bae04f5ef04af89f5a8/1647829091179-X6CBJDA3F6251ZR2493Q/DFA_LOGO_WHT_Under3in-min.png ABOUT https://images.squarespace-cdn.com/content/v1/62179bae04f5ef04af89f5a8/1648058760515-B6EJO3S2CGJH635Z89IN/CFP-min.png ABOUT https://images.squarespace-cdn.com/content/v1/62179bae04f5ef04af89f5a8/1647829092394-0QRXXXOF3WBQ72LL87O2/XYPN+Member+Badge_white-min.png ABOUT https://images.squarespace-cdn.com/content/v1/62179bae04f5ef04af89f5a8/1647829091620-1TF7LPU3S7E8LKEO8HMZ/napfa-logo-white%402x-min.png ABOUT https://images.squarespace-cdn.com/content/v1/62179bae04f5ef04af89f5a8/1650551019404-IX4R2JIALFHWG2MM4W03/RLP-2.png ABOUT https://images.squarespace-cdn.com/content/v1/62179bae04f5ef04af89f5a8/1753123982623-BWEVMRONC818EUBK6EWY/XYPN_Advocate-Badge_Alt-Light%402x.png ABOUT https://www.kkfp.co/process-pricing daily 0.75 2026-01-13 https://images.squarespace-cdn.com/content/v1/62179bae04f5ef04af89f5a8/9cb02720-8f67-40a7-95dc-3d63d269ffd5/KKFP_VenDiagram.png PROCESS + PRICING - WHAT TO EXPECT Ongoing Financial Planning with Investment Management First, we explore what’s most important to you - your “why” - to help you figure out your priorities and envision your best life. Only then do we start to build an effective financial plan that is specific to you and has all of that information as the foundation. https://images.squarespace-cdn.com/content/v1/62179bae04f5ef04af89f5a8/4b30e30f-65de-4060-b172-2bbc428b582d/Investment_Management_Fees.png PROCESS + PRICING - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/62179bae04f5ef04af89f5a8/823e184e-c082-4f05-91fd-2d4aeea0dcee/KKFP_Financial_Planning_Personal.png PROCESS + PRICING - Why & How I Invest Your Money Investing is key to wealth creation, and expert guidance and management can lead to better long-term outcomes. We’ll create and implement an investment plan to align with your needs, and I’ll help you stay disciplined through market dips and swings. Evidence shows it’s very difficult to pick stocks and time the market. 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